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Insurance Expert's Page
Posts by Insurance Expert
#
Posting Time
Subject
21
Posted: March 14 2010 11:48:35
Saw, Your father didn't name you, so you don't get anything. If you father wanted to name you, he c...
22
Posted: March 13 2010 08:17:36
Taxes are owed if someone gives away more than $1,000,000 in their lifetime. However, they can give...
23
Posted: March 11 2010 02:13:19
The policies in which the definition changes are typically pretty bad policies.
In mo...
24
Posted: March 03 2010 10:54:57
You are the one here whining about this and not your company. You are the one who thinks that you ...
25
Posted: February 25 2010 07:43:56
Steve, you sound awfully wussy. Let's see if I understand this situation correctly. Your company t...
26
Posted: February 17 2010 10:09:37
Since retirement is bound to happen, should we assume that term insurance is a waste of money and pe...
27
Posted: February 15 2010 10:21:46
Lori, that's interesting that you would never buy insurance from someone who called you. Like most ...
28
Posted: February 13 2010 03:11:27
BNTRS, I don't have any doubt that you have an excellent understanding of this. Much of what I writ...
29
Posted: February 12 2010 09:40:19
I have no problem with indexed annuities for a portion of one's money that is meant to be conservati...
30
Posted: February 12 2010 05:23:35
We're both using hind sight. It's just that only one of us who can admit it.
An F...
31
Posted: February 12 2010 03:24:31
Gary, it appears as if you did exactly what I am accused of doing. Your accusation of my post is 10...
32
Posted: February 12 2010 02:49:51
No. All of the guarantees aren't removed. UL with a secondary guarantee has a guaranteed premium a...
33
Posted: February 12 2010 01:06:36
Gary, why didn't you just put her in a CD for 2008 and then have her invest in the market for 2009? ...
34
Posted: February 12 2010 12:00:25
...alternatively, these are basically what a whole life policy would look like with no dividends and...
35
Posted: February 12 2010 11:58:48
It's not being guaranteed for 80 years. It's being guaranteed to age 80. As for the $5,000, that ...
36
Posted: February 11 2010 03:04:23
Max, I understood exactly what you wrote. If someone has a $100,000 policy, in California, only $80...
37
Posted: February 11 2010 02:58:13
Great post, Dgoldenz.
UL with a secondary guarantee is identical to a level term poli...
38
Posted: February 10 2010 11:06:13
A secondary guarantee is a promise by the insurance company that as long as the owner pays $X of pre...
39
Posted: February 10 2010 11:01:03
Max, if I'm not mistaken, it may be only California that has the 80% limitation. I'm guessing that ...
40
Posted: February 10 2010 10:55:53
Steven, why is an immediate VA more secure than other options? There is a reason why immediate fixe...
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